Crypto Bundles
Diversified Crypto Investing Made Simple
Invest in thematic groups of cryptocurrencies inside your tax-advantaged retirement account. One purchase, instant diversification, and built-in tax benefits.




★★★★★
Start Bundling in Your IRA

1. Open Account
Sign up in minutes. Fully online with secure identity verification. Choose your IRA type.

2. Fund Your Account
Transfer, rollover, or make a new contribution. Multiple funding options with guided support.

3. Choose a Bundle
Browse our thematic bundles or create your own and invest. One click, instant diversification.
Top Benefits of Retired.com’s Crypto Bundles

Simplified Investing
No need to research dozens of individual coins. Bundles do the heavy lifting for you.

Expert support
Real retirement specialists available to guide you. Not bots, not FAQs.

Institutional security
Your bundle holdings are secured with institutional-grade custody and cold storage.

Low, transparent fees
No hidden charges. You'll always know exactly what you're paying.
Ways to Fund Your Account



Strategies
Your Crypto Bundle Blueprint, for Free
Not sure which bundle is right for you? Explore our resource center for guides on diversification strategies, crypto market fundamentals, and how bundles fit into a balanced retirement portfolio.

Learn Before You Invest with Retired.com’s Crypto Retirement Articles
The latest insights on diversified crypto investing, bundle breakdowns, and best practices.

What Is Blockchain Technology? A Plain-English Guide for Investors
6
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Chris Kline
Jul 29, 2026

Mid-Year Retirement Check-In: Are You on Track for Retirement?
11
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Chris Kline
Jul 29, 2026

Dividend Investing for Pre-Retirees: Building Income Before You Retire
7
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Chris Kline
Jul 29, 2026

Roth IRA vs. Brokerage Account: Where Should You Hold Your Stocks?
12
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Chris Kline
Jul 23, 2026

Crypto Retirement Diversification: What Pre-Retirees Should Know
8
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Chris Kline
Jul 22, 2026

What is a Self-Directed IRA? Everything You Should Know About This Account
10
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Chris Kline
May 19, 2026
Featured in
What is a Crypto Bundle?
A Crypto Bundle is a group of cryptocurrencies that you can purchase in a single transaction inside your IRA. Instead of buying each coin individually, bundles give you instant diversification across multiple digital assets. Automated rebalancing rules are customizable and allow for you to continue your diversification approach with minimal direct management.
What bundles does Retired.com offer?
Retired.com offers a selection of bundles, from broad-market exposure to more targeted themes. You can also create your own bundles based on your personalized strategies if you wish. Contact our specialists for the latest bundle lineup.
How are bundles different from trading individual crypto?
When you trade individual cryptocurrencies, you choose each asset yourself. With bundles, the selection and weighting are handled for you. This makes bundles ideal for investors who want exposure to the crypto market without having to research and manage dozens of individual positions.
Can I customize a bundle?
Yes, you can create your own bundle based on your individual goals and objectives.
What are the tax advantages of holding bundles in an IRA?
The same tax advantages that apply to any crypto held inside an IRA apply to bundles. In a Traditional IRA, gains grow tax-deferred. In a Roth IRA, qualified withdrawals are completely tax-free. This means your bundle’s growth compounds without being reduced by annual capital gains taxes.
What fees apply to Crypto Bundles?
Retired.com charges a 1% per-trade fee when purchasing or selling bundles, plus a $50 per month account fee. There are no account setup fees, transfer fees, and no fees to roll over an existing retirement account.
How is my crypto in a bundle kept safe?
All assets within your bundles are held with institutional-grade custody partners using cold storage and multi-layer security protocols. The same protections that apply to individual crypto trades apply to bundle holdings.

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