Crypto Bundles
Diversified Crypto Investing Made Simple
Invest in thematic groups of cryptocurrencies inside your tax-advantaged retirement account. One purchase, instant diversification, and built-in tax benefits.
Diversified crypto investing, built for retirement
Picking individual cryptocurrencies can feel overwhelming, especially inside a retirement account where long-term stability matters. Retired.com’s Crypto Bundles give you instant exposure to groups of digital assets, so you can diversify without the guesswork.
Instant Diversification
Pre-Built Themes
Tax-Advantaged
Hold your bundles inside a Roth, Traditional, or SEP IRA and enjoy tax-deferred or tax-free growth.
★★★★★
Top benefits of Retired.com’s Crypto bundles
Institutional Security
Your bundle holdings are secured with institutional-grade custody and cold storage.
Low, Transparent Fees
No hidden charges. You'll always know exactly what you're paying.
Automatic Rebalancing
Retired.com offers crypto bundles which bring the power of automatic rebalancing. You can set the cadence.
Expert Support
Real retirement specialists available to guide you.
Simplified Investing
No need to research dozens of individual coins. Bundles do the heavy lifting for you.
Start bundling Crypto in your IRA
Strategies
Your crypto retirement blueprint, for free
Explore our resource center for guides on diversification strategies, crypto market fundamentals, and how bundles fit into a balanced retirement portfolio.
Learn Before You Invest with Retired.com’s Crypto Retirement Articles
Featured in
What is a Crypto Bundle?
A Crypto Bundle is a group of cryptocurrencies that you can purchase in a single transaction inside your IRA. Instead of buying each coin individually, bundles give you instant diversification across multiple digital assets. Automated rebalancing rules are customizable and allow for you to continue your diversification approach with minimal direct management.
What bundles does Retired.com offer?
Retired.com offers a selection of bundles, from broad-market exposure to more targeted themes. You can also create your own bundles based on your personalized strategies if you wish. Contact our specialists for the latest bundle lineup.
How are bundles different from trading individual crypto?
When you trade individual cryptocurrencies, you choose each asset yourself. With bundles, the selection and weighting are handled for you. This makes bundles ideal for investors who want exposure to the crypto market without having to research and manage dozens of individual positions.
Can I customize a bundle?
Yes, you can create your own bundle based on your individual goals and objectives.
What are the tax advantages of holding bundles in an IRA?
The same tax advantages that apply to any crypto held inside an IRA apply to bundles. In a Traditional IRA, gains grow tax-deferred. In a Roth IRA, qualified withdrawals are completely tax-free. This means your bundle’s growth compounds without being reduced by annual capital gains taxes.
What fees apply to Crypto Bundles?
Retired.com charges a 1% per-trade fee when purchasing or selling bundles, plus a $50 per month account fee. There are no account setup fees, transfer fees, and no fees to roll over an existing retirement account.
How is my crypto in a bundle kept safe?
All assets within your bundles are held with institutional-grade custody partners using cold storage and multi-layer security protocols. The same protections that apply to individual crypto trades apply to bundle holdings.
¹Crypto bundles are provided for convenience only. Bundle names, descriptions, and the inclusion of any digital asset do not reflect market analysis, risk assessment, performance expectations, or investment strategy. The digital assets included in a bundle do not constitute investment advice, recommendations, or endorsements. Purchasing a bundle involves the same risks as purchasing the included digital assets individually. Account holders are responsible for conducting their own research and determining whether any digital asset is appropriate for their circumstances.
*Based on assets under custody across all retired.com consumer brands as of 05/18/2026.
**Review and rating count is aggregated across public review platforms and app stores for all Retired.com consumer brands. Average platform rating is calculated as the average of displayed ratings and not weighted by review or rating count.
Reviews and media mentions listed on this page include those across all Retired.com consumer brands.
Your future starts now. Let's build it together.
Give your future more to work with
