COMING SOON
Physical Gold
Real Gold Bullion You Can Hold
Buy real, physical gold from the world’s most trusted mints. Whether you take delivery or store with us in an insured vault, you own allocated metal in your name, not a paper claim.
Allocated Ownership
Trusted Mints
Sourced exclusively from sovereign and private mints with global reputations for purity and authenticity.
Storage or Delivery
Choose insured vault storage or take delivery to a location of your choice. The metal is yours either way.
★★★★★
Benefits of holding gold bars with Retired.com
Insured Vault Option
Store your gold in fully insured, segregated vault storage with audit-grade record keeping.
Low, Transparent Fees
Clear premiums over spot. You see the full cost breakdown before any purchase is finalized.
Inflation Protection
Precious metals have historically preserved purchasing power during inflationary periods, providing a hedge inside your retirement portfolio.
Expert Support
Real specialists available to answer all the relevant questions you have.
True Diversification
Physical gold often moves independently of stocks and bonds, which can smooth portfolio volatility
COMING SOON
How Retired.com's IRAs work for precious metals
1. Open Your IRA
Sign up online and choose IRA or non-IRA. Fast, fully digital, and secure.
2. Fund the Account
Transfer funds via wire, ACH, or retirement rollover. Multiple funding options available.
3. Buy Your Gold
Select bars or coins. Confirm pricing with a specialist, and choose vault storage or delivery.
Strategies
Your alternative assets retirement blueprint, for free
Want to understand the difference between sovereign coins and bullion bars, how premiums are calculated, or when delivery makes sense versus vault storage? Our resource center has the answers.
Learn before you start with Retired.com’s gold IRA content
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Frequently Asked Questions
What is the difference between physical gold and gold ETFs?
Physical gold is tangible metal you own directly, with serial numbers tied to your account. Gold ETFs are securities that track the price of gold but represent shares in a fund, not the metal itself.
What forms of physical gold can I buy?
Retired.com offers gold bars in a range of sizes from one gram to a kilogram or larger, plus sovereign coins like American Eagles, Canadian Maple Leafs, and South African Krugerrands.
Are my purchases allocated?
Yes. Every purchase is tied to specific, identifiable bars or coins held in your name. We do not use pooled or unallocated structures.
Can I take delivery of my gold?
For non-IRA purchases, yes. We ship discreetly with full insurance to a location of your choice. For IRA purchases, IRS rules require storage at an approved depository until distribution.
How is authenticity verified?
We source only from recognized mints and refiners. Bars carry serial numbers and assay certificates, and coins arrive in original mint packaging where applicable.
What does storage cost?
We charge a flat annual storage fee based on the storage option you select: $150 per year for non-segregated storage or $240 per year for segregated storage.
How do I sell my physical gold?
Retired.com offers buyback at competitive market rates. You can sell at any time, with proceeds returned via your funding method or kept inside your IRA.
How is my gold insured?
Vault-stored gold is fully insured against loss, theft, and damage. Shipped gold is insured in transit until signed delivery.
*Based on assets under custody across all retired.com consumer brands as of 05/18/2026.
**Review and rating count is aggregated across public review platforms and app stores for all Retired.com consumer brands. Average platform rating is calculated as the average of displayed ratings and not weighted by review or rating count.
Reviews and media mentions listed on this page include those across all Retired.com consumer brands.
Your Future Starts Now. Let’s Build It Together.
Real metal. Real ownership.
