COMING SOON
Stock Trading
Buy and Sell Equities Inside Your Retirement Account
Trade individual stocks across U.S. exchanges inside a tax-advantaged retirement account. Build a portfolio of the companies you believe in and let your gains compound without annual tax drag.




★★★★★
COMING SOON
How It Works: Get Started in Minutes

1. Open an Account
Sign up in minutes. Fully online with secure identity verification. Choose your IRA type.

2. Fund Your Account
Transfer, roll over, or contribute. Multiple funding options with guided support.

3. Place Your First Trade
Search for any U.S.-listed stock, choose your order type, and execute your trade directly inside your tax-advantaged account.
Top Benefits of Working With Retired.com

Tax-Advantaged Trading
Generate no capital gains taxes when you buy and sell. Keep every dollar working for retirement.

Expert Support
Real support specialists available to help you think through trades and allocations. Not bots, not FAQs.

Long-Horizon Mindset
Built for investors who think in decades, not days. Our platform encourages disciplined, long-term decisions.

Low, Transparent Fees
Clear, predictable trading fees. You always know what you are paying before you confirm an order.
Ways to Fund Your Stock Trading Account



Get Started
Your Stock Trading Blueprint, for Free
Want to learn how to evaluate companies for the long term, build a dividend-focused portfolio, or rebalance without tax friction? Explore our resource center for retirement-focused stock investing guides.

Learn Before You Trade with Retired.com’s Stock Trading Content
The latest stock market insights, retirement-focused investing strategies, and best practices from our specialists.

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Frequently Asked Questions
What is stock trading inside an IRA?
Stock trading inside an IRA means buying and selling individual equities within a self-directed retirement account. Your trades occur in a tax-advantaged structure, so you can manage your portfolio without triggering taxes on each transaction.
What are the tax advantages of trading stocks in an IRA?
In a Traditional IRA, gains grow tax-deferred until withdrawal. In a Roth IRA, qualified withdrawals are tax-free. Either way, you can sell winners and rebalance without owing capital gains taxes on every trade.
Which stocks can I trade?
With Retired.com, you can trade stocks listed on the NYSE, Nasdaq, and other major U.S. exchanges. Penny stocks and certain restricted securities may not be supported.
Are there limits on how often I can trade?
There are no restrictions on trading frequency inside your Retired.com IRA. That said, the IRA structure rewards a long-term mindset, and our platform is built for retirement investors rather than active day traders.
Can I trade options or use margin?
IRAs operate as cash accounts and do not support traditional margin trading. Limited options strategies may be supported. Speak with our team to learn what is permitted in your account type.
What fees apply to stock trading?
Retired.com discloses all trading and account fees up front. There are no setup fees and no fees to roll over an existing retirement account. Compare our fee structure to other providers before you commit.
How are my stock holdings protected?
Your stock positions are held with institutional-grade custodial partners. Account protection meets standard regulatory requirements for self-directed IRAs.

Your Future Starts Now. Let’s Build It Together.
Invest in the companies that will fund your retirement
