COMING SOON
Crypto Trading
Buy, Sell, & Trade
Crypto
Trade Bitcoin, Ethereum, and 100+ other cryptocurrencies inside a tax-advantaged retirement account. Execute trades on your schedule with institutional security and personal support at every step. Trade digital assets alongside traditional stocks within one platform.




★★★★★
COMING SOON
Start Trading Crypto in Your IRA

1. Open Account
Sign up in minutes. Fully online with secure identity verification. Choose your IRA type.

2. Fund Your Account
Transfer, rollover, or contribute. Multiple funding options with guided support.

3. Start Trading
Buy, sell, and trade 100+ cryptocurrencies directly inside your tax-advantaged account.
Top Benefits of Retired.com’s Crypto Accounts

Tax-advantaged Trades
Trade crypto without generating capital gains taxes. Keep more of what you earn.

Expert support
Real retirement specialists available to help you navigate crypto markets. Not bots, not FAQs.

Institutional-Grade Security
Your assets are held with leading digital asset custodians using cold storage and multi-layer encryption.

Low, transparent fees
No hidden charges. A clear fee structure so you always know exactly what you’re paying per trade.
Ways to fund your Crypto trading account



Strategies
Your Crypto Trading Blueprint, for Free
Ready to see how active crypto trading fits your retirement strategy? Explore our resource center for guides, market insights, and retirement-focused crypto strategies.

Learn Before You Invest with Retired.com’s Crypto Trading Articles
The latest crypto news, insights and best practices from our retirement specialists

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Frequently Asked Crypto Trading Questions
What is crypto trading inside an IRA?
Crypto trading inside an IRA means buying and selling digital assets like Bitcoin and Ethereum within a self-directed individual retirement account. The key advantage is that your trades occur inside a tax-advantaged structure, so you can actively manage your crypto portfolio without triggering taxable events on each transaction.
What are the tax advantages of trading crypto in an IRA?
When you trade crypto inside a Traditional IRA, your gains grow tax-deferred until withdrawal. In a Roth IRA, qualified withdrawals are completely tax-free. This means you can buy, sell, and rebalance your crypto holdings without owing capital gains taxes on each trade, a significant advantage over taxable brokerage accounts.
What cryptocurrencies can I trade?
With Retired.com, you can trade Bitcoin, Ethereum, and 80+ additional cryptocurrencies. Our selection includes major assets as well as a range of altcoins, giving you flexibility to build a diversified crypto portfolio inside your retirement account.
How do I place a trade?
After opening and funding your account, you can place trades directly through the Retired.com platform. Select the cryptocurrency you want to buy or sell, specify the amount, and confirm. Our team is available to walk you through your first trade if you need guidance.
Are there limits on how often I can trade?
There are no restrictions on trading frequency within your Retired.com IRA. You can trade as often as you like. Keep in mind that each trade is subject to a 2% per-trade fee, so it’s worth factoring that into your strategy.
What fees apply to crypto trading?
Retired.com charges a 1% per-trade fee and a $50 per month account fee. There are no account setup fees, no transfer fees, and no fees to roll over an existing retirement account. We encourage you to compare our fee structure to other providers.
How is my crypto kept safe when I trade?
All assets are held with institutional-grade custody partners using cold storage and multi-layer security protocols. Whether you’re actively trading or holding long-term, your crypto is protected by the same security standards used by the world’s largest financial institutions.

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